Collision Insurance: FAQ

Collision Insurance: FAQ


Collision Insurance: FAQAfter you've been involved in a car wreck, the last thing you need is the headache of dealing with the insurance bureaucracy. By choosing a shop that handles insurance communications, you can save yourself from a significant amount of stress. At O.C. Bumper & Body, we work with all insurance carriers and our crew is expertly trained on how to navigate the insurance process. And of course, we'll also complete flawless collision repairs that return your vehicle to a safely drivable condition. Here are some of the frequently asked questions about collision insurance.

Am I required to take my vehicle to the body shop my insurance agent referred me to?

Although your insurance agent might recommend that you take your car to a specific body shop, it's fully your decision where to go for the repairs. And if you take your car to a different shop than the one your agent recommends, the insurance company will still be required to cover the claim in accordance with the terms of your policy.

What will my policy cover?

Your coverage will depend on the terms of the agreement that you signed up for. The term "full coverage" typically refers to having liability plus comprehensive and collision.

Do I have to get multiple quotes for collision repair?

While there's some belief out there that you have to get more than one quote before you use your insurance for collision repair, this isn't necessarily true, and you may just go to one shop for a quote.

Will the body shop work directly with my insurance?

At our local body shop, our staff can work directly with your insurance company to navigate all insurance issues. Getting in an accident is stressful enough, and you shouldn't also have to deal with the insurance end of things.

What body shop in Irvine, CA will accept my insurance?

At O.C. Bumper & Body, we work with all insurance carriers. When you need collision repair in Irvine and the surrounding area, contact O.C. Bumper & Body at (949) 288-2323. Feel free to give us a call today to schedule an appointment for any of your car's cosmetic needs!


OC Bumper & Body Blog
Posted: January 2022

Written and Published By MORBiZ